April 2022 Budget Overview

We’re excited to share with you our first monthly budget! Below we’ve outlined what we plan to do with our money this month. Before we jump into our budget, here’s a few things to keep in mind:

We both get paid every other week, on opposite weeks. April is her lucky month where she gets 3 paychecks. Both of us contribute 15% of our income to our ROTH 401ks. He also contributes 15% to an ESPP and has our insurance deducted from his paycheck.

Our Mortgage, Utilities, and Transportation expenses are pretty stable and predictable. Food and Fun/Expendables are the categories where we really struggle to stay within budget.

Our Short-Term Savings is HIGH this month. We’re currently saving for a trip abroad, a new car, and a house project. At a minimum, we always invest $500/week into our brokerage account.

Now, with that all being said, let’s jump into our April 2022 Monthly Budget:


Expected Income = $11,068.35

🙎🏻‍♂️ His Take-home Pay: $3,782.46

🙎🏻‍♀️ Her Take-home Pay: $7,285.89

Expected Expenses = $3,136.85

🏡 Mortgage: $2,036.85

⚡️ Utilities: $325.00

🚗 Transportation: $150.00

🥑 Food: $625.00

🍾 Fun/Expendable: $351.00

Expected Savings & Investments = $7,400.00

💸 Short-Term Savings: $4,900.00

💰 Long-Term Investments: $2,500.00


We’ll follow-up at the end of the month to share how we did with sticking to this budget. This month was a bit odd with the extra paycheck. May will better represent a normal month for us in regards to our income, but our expected savings may be whacky still due to our short-term goals.

Disclaimer: We are not financial experts and this is not financial advice.

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